Finance or lease
your food truck
Loans and leases from U.S. Food Truck Mfg, Inc., the people who build the trucks. Financing rates start at 5.5% APR with terms from 1 to 7 years, or lease with flexible terms and a rent-to-own option.
Simple. Fast. Transparent.
Getting into a food truck, whether you finance it or lease it, is easier than ever with our streamlined process.
Apply Online
Fill out our simple 5-step application in about 10 minutes. No hard credit pull to check your options.
Get Approved
Our team reviews your application quickly. We focus on your business potential, not just your credit score.
Sign and Close
Review your loan or lease terms, sign your documents, and we handle the rest. Funding in as little as 48 hours.
Hit the Road
Take delivery of your food truck and start serving customers. Manage your account right here in the portal.
Payment Calculator
Estimate your monthly loan payment before you apply.
Monthly Payment
$2,371.50
48 payments of $2,371.50
Estimate only. Your rate and payment depend on credit, down payment and the truck you choose.
Competitive Rates
Transparent pricing with no hidden fees.
Excellent credit
Credit score: 720+
Good credit
Credit score: 680 to 719
Fair credit
Credit score: 620 to 679
Building credit
Credit score: below 620
* Rates shown are estimates. Your actual rate may vary based on creditworthiness, loan amount, and term. All rates are APR, compounded monthly.
Prefer to lease? We do that too.
Leasing gets you on the road with a lower upfront cost and a predictable monthly rent. Pick the term that fits your plan, and buy the truck later if you want to keep it.
Flexible terms
Monthly, biweekly or weekly rent on short-term and multi-year leases, sized to your season and cash flow.
Rent-to-own option
Choose a rent-to-own lease and buy the truck at a set buyout price once you are eligible.
Insurance and maintenance guidance
We help you line up the right coverage and keep the truck in top shape, so you can focus on serving customers.
Lease at a glance
- Upfront
- Security deposit plus first rent payment
- Rent
- Fixed amount each period, no interest to track
- Term
- Short-term or multi-year
- At the end
- Return the truck, renew, or buy it (rent-to-own)
- Your portal
- See your rent schedule, payments and documents online
Customers Love Us
"US Food Truck Mfg not only built my dream truck but helped me finance it too. The process was smooth and the rates were fair. I have been serving tacos for 2 years now!"
"I applied online and had an approval within hours. The customer portal makes it easy to track my payments and see my balance. Highly recommend!"
"The team was incredibly helpful throughout the process. They really understand the food truck business and worked with my situation to get me financed."
Ready to Get Rolling?
Apply in 10 minutes. Get a fast decision. Finance or lease, your choice.